Welcome to the Consolidated Judicial Retirement System
The Consolidated Judicial Retirement System (CJRS) is a defined benefit plan qualified under Section 401(a) of the Internal Revenue Code. Defined benefit plans use a formula to calculate monthly retirement benefits once eligibility requirements have been met.
You, the state of North Carolina and the investment earnings on total contributions pay the cost of providing your retirement benefits.
Your share of the cost is currently six percent of your compensation, and it is automatically deducted from your paycheck. Your compensation includes all eligible salaries and wages, as defined by statute, paid to you from public funds, earned at your covered job while working for the state.
The state bases its contributions on calculations prepared by an actuary.
Since August 1, 1983 (September 1, 1983, if you were a district attorney), your contributions have been tax-deferred. This means your contributions are deducted from your pay before taxes are calculated, and your current taxable income is lowered and the amount of annual taxes you pay is less than if you made contributions after paying taxes. You pay taxes on them when you begin receiving monthly retirement benefits, or if you elect a refund of your contributions.
ORBIT is a secure site that allows you to view your personal account information, download retirement forms, and access retirement resources 24 hours a day, seven days a week. To set up or log in to your personal ORBIT account, go to the ORBIT website ORBIT.myNCRretirement.com and follow the log in instructions, or register for an ORBIT account.
When creating your account, you are required to use your personal email address. If you already have an account and use your work email, we recommend logging in and changing this to your personal email so you will continue to have access to your account should you switch jobs or retire.